Choosing a Mortgage Program - Back To Mortgage Programs

• Listen to your agent and ask numerous questions - how do they accept and respond to your questions

• Evaluate your financial wellness and potential future changes (Baby On Board, Rightsizing, Terminations, Retirement or Relocations)

• Consider your financial goals - are you flipping properties or a long term resident.  Is this a second vacation home - so when are you planning to sell?

• Which is better for your situation a Fixed Rate or Adjustable Rate?

• Consult with your spouse, CPA, Real Estate Attorney and/or Financial Planner.  In most cases, your Loan Originator is also an option.  Compare programs and lenders